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Understanding the Dangers and Benefits of Credit Cards

And, when used that way, a credit card can be a very good thing indeed. In fact, credit cards can actually benefit your finances in a few different ways, from helping you budget to scoring you free stuff, just for paying with them.

Credit cards Essay Examples - New York essay

I hate credit cards and absolutely refuse to sign up for one, but my lust for travel has always been present. I’ve often thought of signing up for cards for a quick 50,000 points to take a free flight, but for me the costs don’t outweigh the rewards. Now, before you go off on me and say it’s just about being responsible, I get it. But they’re not for me. So, I’ve spent the last few years figuring out the best ways to get all the airline miles I need every year to maintain status on two airlines, Delta and Southwest, without opening a single credit card.

Essay 46 (Credit Cards) - George Andrews

Hot Essays: Persuasive Essay on Credit Cards

That it is repetitive makes it frustrating because it is the repetitionof something boring and useless. That it is laborious is only badbecause it is a strenuous effort to achieve something of no real value. It does not really matter that it is temporary, for even if it were permanent,Sisyphus would not be able to take pride in the fact that he has simplychanged the position of a rock, a piece of furniture in the universe. Moving the rock makes a difference in the universe, but a difference thatis without distinction, without merit, without benefit. Sisyphushas added no value to the universe by taking the rock from the bottom ofthe hill to its crest. His crowning victory each time is an emptyone, not because it does not last, but because it accomplishes nothingof value. His work, his success, his effort is all in vain becausethe task is worthless. Not all work is noble. What is noble is to be striving towardthe best we can accomplish, not toward just any accomplishment for itsown sake. Even if you do well at something that is somewhat worthwhile,if there is something else you should have been doing that was more worthwhile,or that better set the stage for a lifetime of more worthwhile contributionsyou could have made, you have not done the most valuable act you couldhave. You have somewhat wasted your time. To spend time doingsomething of absolutely no value is to waste your time and that part ofyour life. Of course, sometimes we need to do less worthwhile acts in order tobe able to do other more worthwhile acts. Eating, sleeping, vacationingor taking breaks may be unproductive and not particularly gratifying inthemselves (for some people) but may be necessary in order for one to havethe energy and focus to do what is worthwhile and satisfying. Sometimeswe have to work at less productive work in order to be able to have theresources, such as financial resources, to do more worthwhile things.

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